1:- Entertain at home more often.
- Early fall is a great time for throwing dinner parties and potlucks— it’s no longer too hot to crank the oven, but there is still great seasonal produce aplenty.
- Try doing this monthly or even weekly with your pals instead of meeting up at the bar or the fancy pizza place. Heck, make your own fancy pizzas! You’ll have plenty of time to relax at your table and won’t have to deal with a huge check at the end of the night.
2:- Shop around for the best cash back card for you.
- One easy way to save is to snag a cash back card that pays you for the ways you are already spending.
- You could be getting 6% cash back on groceries with an American Express Blue Cash Preferred or 5% back on Amazon purchases with an Amazon Rewards Signature Visa card and HDFC Bank debit and credit card, which will give you 10% to 15% cash back.
- for example. Look at how you are currently spending, find a card that will give you cash back for it (or at least a flat 1 to 2% rate on all purchases) and start saving.
3:- Shop sales:-
- If you’re in the market for a new home desk or home office supplies, fall is the time to buy them. Everything from furniture to computers to clothing is marked down. Don’t forget to check the clearance racks.
4:-Reduce your subscriptions.
- Subscriptions are deceiving because companies know it’s easy to get smaller monthly charges out of your pocket every month without you noticing. Try ditching your Audible, Hulu or Netflix subscriptionsto save some extra cash. If you are still a traditional cable user, consider switching to a cheaper option like Netflix.
5:-Don’t buy new.
- Between thrift stores, Craigslist and the Facebook marketplace you can snag steep discountson most anything lightly used. In fact, you can use this to make some extra money. My wife frequently buys name-brand clothes at Goodwill for $1-$3 and resells them online for over $30 a piece.
6:-Check your energy bills.
- As the summer months fade and fall begins, you may be in a location where you can take advantage of the weather outside. Open the windows to get a breeze. Then, take a look at your electric and gas bills. Contact your energy provider and check to see if they offer average usage billing. This type of billing makes monthly budgeting that much easier. As the weather starts to change and you use more electricity or gas to warm your home, your energy bill will not fluctuate.
7:-Travel in the off-season.
- An intense traveler alone knows how the fluctuating prices of flights are directly proportional to his/her bank balance. Although booking flights in advance is of paramount importance to minimize the travel costs, you may have to shell out the few extra bucks sometimes.
- In fact, many times you could get to enjoy the luxurious stay of a star hotel within your budget – thanks to the heavy slashes in prices the hotels give in order to draw more people during the off season.
- I’m tempted to add here “at a lesser price“, but it’s just not only about price here – You could get a whole new range of activities to enjoy and take part during the not so peak times. This is because – firstly fewer people means more chance for you to avail the activity and the whole new and beautiful experience that comes in.
- The money that would still remain could be used to explore new places that weren’t in your plan otherwise. In a way, this is a way of treating yourself with more amazing destinations and fantastic experiences all the while being well within your budget. Gift yourself a bonus destination this off season.
8:- Online Survey.
An increasingly popular way for students to make money is to fill out online surveys in their spare time. Research companies are always recruiting new members to answer surveys and test new products.
- For a few minutes of form filling, you can make a couple of quid which is paid as cash or rewards. You can bag up to £3 ($5) for some surveys!
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